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| Consumer Loan Rates | |
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| COLLATERAL | | TERM | RATES | | | | |
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| New Autos, Trucks, | | 100% Financing is available; proof | 3.50% Base | Special Loan Rate for New Loans Only | | | |
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| Motorcycles (2005, 2004, 2003) | | of insurance required. Term up to 72 mon | | | | | |
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| New Autos, Trucks, MC | | 84 months (must be over $30,000.00) | 4.00% base | Special Loan Rate, for New Loans Only | | | |
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| Used Autos, Trucks, MC | | Up to 60 months, depending on | 4.50% base | Special Loan Rate, for New Loans Only | | | |
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| 2002 and older | | vehicle year | | | | | |
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| New Boats, RV, Trailer | | 60 months � 100% of NADA value financing | 7.00% base | | | | |
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| (to include horse trailers) | | | | | | | |
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| Used Boats, RV, Trailer | | 30 months � 80% of NADA Value Financing | 8.50% base | | | | |
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| On both new and used if collateral is titled rate is .5% lower. If collateral is not titled finance only in Kansas and Missouri.& | |
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| New Jet Ski, ATV | | 60 months � 100% of NADA value financed | 7.00% base | | | | |
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| Used Jet Ski, ATV | | 36 months � 80% of NADA value financed | 8.50% base | | | | |
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| On both new and used if collateral is titled the rate is .5% lower. If collateral is not titled finance only in Kansas and Missour | |
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| Other Collateral: Appliances, Lawn equipment, | | 36 months (Kansas and Missouri residents only | 7.50% base | | | | |
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| Spas, Furniture | | New purchase only 100% of purchase price.&nbs | | | | | |
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| Computers | | 24 months (Kansas and Missouri residents only | 7.50% base | | | | |
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| | | New purchase only 100% of purchase price | | | | | |
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| Loans covered by share | | Up to 60 months | 2% above the | | | | |
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| | | | dividend rate | | | | |
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| Loans covered by share certificates | | Up to 60 months | 2% above the dividend rate | | | | |
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| Signature (unsecured) loans | | Up to 36 months | 10.00% base | | | | |
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| Home Equity Loans | | | 5.75% | | | | |
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| Real Estate (based on available funds) | | 80 % of value up to 30 years | 5.50% | | | | |
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| Motor Homes, Mobile Homes | | New - Up to 15 years | 8.00% Base | | | | |
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| Owner occupied, over $50,000.00 | | Used - up to 8 years | 9.00% | | | | |
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NOTICE: Rates are subject to change without notice.
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